Help grow your business with consumer financing for your industry

Offer your customers flexible payment options that can help you close more sales. Synchrony Bank’s tailored consumer credit cards and loans are built to help grow businesses of all kinds of industry and size.

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A business owner and customer review plans together in a home improvement workshop
“It’s been fantastic to partner with Synchrony, to offer customers options.”

Eileen H., Company, City, State

90

years of history

More than

$180B

of purchase volume

More than

70M

active customer accounts

Built for businesses like yours

Help attract new customers, close more deals, and increase ticket sales by offering flexible financing solutions that meet your customers’ needs. Our industry experts are here to help you customize your offering. Learn more about our products and promotions for your industry:

Financing products that fit your business

Empower your customers with the flexibility to pay over time, while you get paid up front. We’ll work with you to choose which online and in-store financing solutions and promotions are best for you and your customers.

Credit cards

Whether you're a large or small business, providing financing options can help your customers get what they really want and need. Enroll to offer credit cards that help keep your brand top of mind and encourage loyalty. As the largest issuer of private label credit cards in the U.S., we partner with more than 390,000 business locations.

Synchrony network cards

Join one of our credit card networks to help attract new customers and increase their purchasing power. Our networks include automotive, home furnishings, home improvement, electronics and appliances, music and sound, jewelry, sewing, outdoor power equipment, sporting goods, powersports, and trailers.

Synchrony Secured Installment loans

Offer convenient fixed, equal monthly payments over a set term to help customers plan long term. Available for both new and used purchases, Synchrony Secured Installment loans help enable more sales of larger-ticket items. Merchants also earn a dealer rebate on approved loan amounts of $5,000 or more.*

Everyone Benefits from Consumer Financing

When you offer consumer financing, it’s a win-win: Your customers get the products and services they need with the flexibility to pay over time, and your business gets the training and tools to help attract new customers, increase ticket prices, and build a loyal customer base.

Customer Benefits

Can help your customers:

  • Get simple, fast credit decisions
  • Enjoy attractive promotions
  • Choose flexible payment options
  • Increase purchasing power
Powered by Synchrony
Business Benefits

Can help your business:

  • Increase sales
  • Drive higher average tickets
  • Get fast funding
  • Build long-term customer loyalty

How it works

You're never on your own. Get the training, marketing materials, and business management tools to help you grow, all available through Synchrony.
And when you have questions, our customer support team has your back.

  1. Fill out the form and we will get in touch

    Work with an industry expert to tailor a plan that fits your business and customers.

  2. Set up your program in Business Center

    If approved and training is complete, access your program management tools for your whole team.

  3. Customers apply

    Get simple and fast credit decisions to help you close the deal.

  4. Get paid fast

    While your customer pays over time, your business is paid within two business days.

Already enrolled?

Sign in to Business Center or call 1-800-333-1082.

Interested in enrolling?

Fill out the form or call 1-844-866-8014.

Want to learn more?

To explore what it's like to offer financing with us, please call 1-844-866-8014.

Get in touch. Succeed with us.

We'll tailor a plan together.

* denotes required field.

*Rebate paid per loan, based on total amount financed. Dealer rebate is not paid on loans less than $5,000. Rebate will be automatically included in your dealership’s funding proceeds. Rebate will be recovered if loan is repaid or charged off within 180 days from the date the loan was funded.