Jewelry financing that keeps customers coming back

Offer consumer financing with the Synchrony Luxury Credit Card, empowering your customers with an affordable way to buy the jewelry they love and pay over time.

Ready to get started?

Partner with Synchrony

"With all of the information we have been able to gather as a team about Synchrony, it has really leveraged us to the bigger sales" - Day's Jewelers

Financing that drives real results

Help fulfill customers’ dreams while moving closer to yours—achieving higher ticket sales, repeat purchases and strong loyalty. The Synchrony Credit Card is a flexible financing solution that can help:

Influence
purchase decisions

72%

of consumers surveyed feel that promotional financing makes their large purchases more affordable.1

Build customer loyalty

56%

of Synchrony cardholders are likely to shop with the same retailer more often1

Generate higher ticket sales

Growth trends chart icon

Synchrony cardholders reported spending $1,308 more, on average, compared to non-cardholders.1

We're here to help you succeed.
See immediate benefits for:

YOUR CUSTOMERS

  • Promotional Financing*
  • Convenient monthly payments
  • Dedicated credit limit
  • Free access to their credit score
  • 24/7 secure online account management at mysynchrony.com
Plus, secure, paperless in-store Direct to Device and Online Consumer Application options.

*Subject to credit approval. Minimum payments required.

outdoors_cardart

YOUR STORE

  • No minimum ticket or annual volume requirements
  • Special pricing to help increase margins
  • Non-recourse** protection from in-store consumer fraud
  • Instant credit decisions on Business Center
  • 48-hour funding to your bank account
  • Free point-of-purchase materials
  • 24/7 access to your Customer List
  • Your store's name on the card

** Subject to any chargeback rights in the Synchrony Financial Bank Merchant Agreement and compliance with Synchrony Bank: SYNCB’s operating procedures.

Ready to level up your business?

It's simple to get started

1. Fill out the form

2. Our team will contact you within one business day

3. Together we'll create a plan for your success!

Already enrolled with Synchrony? Sign in to Business Center or call 1-800-333-1082

Not a business owner? Call Consumer Help Desk at 1-866-893- 7864.

To learn more about enrolling your business to offer financing with Synchrony, call us toll-free at 1-844-866-8014.

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1 Synchrony Eighth Major Purchase Consumer Study, Jewelry 2025