Zero Interest if Paid in Full within 6 Months1 On purchases of $199 or more made with the Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
Accepted at 1 MILLION+ auto merchant locations nationwide2 including parts, repair, gas, services and more
No annual fee3
on purchases of $199 or more with the Synchrony Car Care credit card1.
with acceptance at gas stations nationwide2 across all major gas brands.
with $0 fraud liability and no annual fee3.
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Help make paying for routine maintenance easy with the Synchrony Car Care credit card. Whether you’re in need of an oil change, replacing belts and hoses, installing new windshield wipers or auto repairs, the Synchrony Car Care credit card is accepted at more than 1 MILLION auto merchant locations nationwide2 including parts, repair, gas, services and more.
And remember, 6 months promotional financing is available on purchases of $199 or more made with the card1.
Maybe you’re looking to clean salt, grime or sap off your car and a run through the local car wash will do just that. Good news, your Synchrony Car Care credit card can be used to pay for those routine car washes.
If your car needs a bit more attention, then maybe a car detailing is what you’re looking for. If you’ve never had your car detailed, read more about what you need to know about car detailing here.
Whether you pay for parking online, in a parking app, or at the machine or booth where you park, you can use your card. Add your card to your preferred parking apps and make it a seamless way to pay for parking on the go.
With your toll account
Load your card into your toll account for seamless toll payments with your card.
Pay online
Use your card when you go online to load your toll account or pay individual toll payments.
Pay at the booth
When you’re traveling and run across a toll and need to pay, use your card to make a payment at the booth.
Your Synchrony Car Care credit card is an easy option to pay when you take a rideshare or taxi. You can load your card into your rideshare apps or pay with your card after your ride. Synchrony Car Care helps make it easy to reach every destination — no matter if you drive or find a ride.
Help make paying for routine maintenance easy with your Synchrony Car Care credit card. Whether you’re in need of an oil change, replacing belts and hoses or installing new windshield wipers, your Synchrony Car Care credit card is accepted at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services and more.
And remember, 6 months promotional financing is available on purchases of $199 or more made with card.*
With your toll account Load your card into your toll account for seamless toll payments with your card.
Pay online Use your card when you go online to load your toll account or pay individual toll payments.
Pay at the booth When you’re traveling and run across a toll and need to pay, use your card to make a payment at the booth.
Your Synchrony Car Care™ credit card is an easy option to pay when you take a rideshare or taxi. You can load your card into your rideshare apps or pay with your card after your ride. Synchrony Car Care helps make it easy to reach every destination — no matter if you drive or find a ride.
Good thing the Synchrony Car Care credit card offers 6 months promotional financing on purchases of $199 or more1.
So you don’t have to risk your safety by putting off repairing or buying new tires when the need arises.
In need of parts to repair your vehicle? Looking to add some accessories? Your Synchrony Car Care credit card is accepted at auto parts stores nationwide.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card1.
Did you know you can use your Synchrony Car Care credit card for car rentals?
Whether you are renting a car at your destination, to get to your destination or even to use for your daily needs while your car is in the shop, it’s easy.
Plus, for car rentals $199 or more, you can take advantage of 6 months promotional financing that is available when you use your card1.
So, you can use your card when you need to rent a car and keep all your auto expenses in one place.
Larger maintenance and repairs for your vehicle may come at an unexpected time, but you can take advantage of promotional financing to pay over time for auto repair and maintenance with your Synchrony Car Care credit card.
No matter what the job is, it’s easy to find a location near you. With acceptance at more than 1 MILLION auto merchants nationwide2 including parts, repair, gas, services and more, you can find the auto services you need.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card1, so you can get the repairs you need today and pay over time.
Pay your bill in full.
Avoid the insurance company's installment fees when you pay your premiums in full.
Pay in installments.
Add your Synchrony Car Care credit card as your preferred payment with your insurance company and set up convenient automatic payments.
Pay deductibles
Accidents happen. When they do, you can use your card to pay the deductible and get back on the road quickly.
Plus, 6 months promotional financing is available on auto insurance payments of $199 or more made with your card1, so you can pay over time!
Good thing your Synchrony Car Care credit card offers 6 months promotional financing on purchases of $199 or more.*
Get more info about tires & wheels.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card.
Plus, for car rentals $199 or more, you can take advantage of 6 months promotional financing that is available when you use your card.1
Larger maintenance and repairs for your vehicle may come at an unexpected time, but with your Synchrony Car Care credit card you don’t have to worry about how you’ll pay for them.
No matter what the job is, it’s easy to find a location near you. With acceptance at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services and more, you can find the auto services you need.
And remember, 6 months promotional financing is available on purchases of $199 or more made with your card*, so you can get the repairs you need today and pay over time.
Pay your bill in full. Avoid the insurance company's installment fees when you pay your premiums in full.
Pay in installments. Add your Synchrony Car Care credit card as your preferred payment with your insurance company and set up convenient automatic payments.
Pay deductibles Accidents happen. When they do, you can use your card to pay the deductible and get back on the road quickly.
Plus, 6 months promotional financing is available on auto insurance payments of $199 or more made with your card*, so you can pay over time!
auto merchant locations nationwide2 including parts, repair, gas, services and more!
You’ve got nationwide location options with the Synchrony Car Care credit card. Take a look at some of the merchants where the card is accepted.
Find nearby gas stations and auto service locations, manage your account, and access offers – on the go!
Have questions? We have answers.
The Synchrony Car Care credit card is accepted at gas stations and auto parts and service businesses nationwide. A complete list of participating retailers and gas locations can be found online here.
Simply pay as you normally would–swipe or insert your card at checkout. Promotional financing will automatically be applied to eligible purchases. It works the same when shopping online. Just enter your Synchrony Car Care credit card account number on the payment form at eligible online retailers.
You can always make more than your minimum monthly payment and pay off your item(s) earlier than the promotional financing end date.
The Promotional Summary Box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well. Note: Deferred interest charges will be shown on each statement but will not be billed to your account unless your promotional balance is not paid in full on or before the promotional expiration date.
You can schedule up to 12 future payments, including the date you want the payment to post to your account and the amount. You can also vary the amount, date and payment source for each payment.
Synchrony Bank sends monthly statements to you which provide Promotional Purchase Summary Information, the Accrued Deferred Interest, and the Promotional Expiration Date. To avoid interest charges on any promotion, the promotional balance must be paid in full by the expiration date. Check your statements to ensure that your payments were received before the promotional expiration date.
To change your email address, address, phone number, or other personal information on your account, please visit www.Synchrony.com. If you need to change the name on the account, please call us at 866-657-0376 Monday through Friday from 8AM — 12 Midnight (ET).
Have a question about or want to check the status of a Rebate? Visit synchronycarcare.sendmyrewards.com or call 1-866-419-4001 to inquire about status. Note: Rebates cannot be used as a payment method on a Synchrony Car Care credit card account. Rebate Center Hours: M–F 9AM – 9PM ET
Synchrony Car Care credit cardholders can manage their account online by registering / signing in or Chat with us (chat is unavailable in Internet Explorer) if you need additional account assistance. You may also call 1-866-657-0376 to speak to a customer service representative
Manage all your car expenses with the Synchrony Car Care credit card, accepted at gas stations, auto parts, car repair shops, and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit score.
1No Interest if Paid in Full within 6 Months on purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing. This is a Deferred Interest Promotion. To learn more about how Deferred Interest Promotions work, click here.
2Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care credit card is also determined by the merchant category code (the "MCC") associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.
3New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
4Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.
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