Help customers get back on the road with financing they can count on.

Unexpected auto repairs can strain any budget. Offer consumer financing with flexible financing options so customers can say yes to the service they need today and keep coming back to you.

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A mechanic inspecting the underside of a car on a lift

Selling with Synchrony

Auto repairs and upkeep are a fact of life, but the costs can catch even prepared customers off guard. Consumer financing can help empower your customers to get the service they need today and pay over time, while you get paid up front.

76%

of consumers surveyed agree that financing makes larger purchases more affordable.1

68%

of consumers surveyed say financing had a major influence on their decision when it came to completing a purchase.1

90%

of consumers surveyed agree that retailers should provide clear information on financing options early in the purchase process.1

Tailored payment solutions for your auto business.

Explore financing built for auto merchants and find the right products and promotions for your business and customers. A Synchrony industry expert will guide you every step of the way.

A mechanic repairing a car in an auto body shop

Automotive

Auto repairs and maintenance can't always wait, and your customers shouldn't have to choose between their car and their budget. Consumer financing helps keep them moving.
More buyers, bigger tickets

Financing helps customers say yes to bigger repairs.

Flexible terms for any budget

6 and 12-month terms allow customers to pay over time.

Fast, reliable payouts

Get paid within 2 business days for any transaction.

Synchrony Car Care Credit Card

As a Synchrony Car Care partner, you can:

  • Welcome millions of Synchrony Car Care cardholders to your business nationwide
  • Offer a card with no annual fee
  • Get listed on the Synchrony auto merchant finder to attract nearby cardholders
Synchrony Car Care credit card

What's the Value of Synchrony?

Enter your ZIP code to see how many cardholders - and how much available credit - is in your area.

Range:

 

Help increase sales and average order value

Offering flexible financing can make your services more accessible. This can convert browsers into buyers and encourages upgrades, effortlessly increasing your average order value (AOV).

Tap into simple and fast credit decisions

Synchrony streamlines the credit application process. It's quick and simple. Your customers get a credit decision instantly.

Designed for the automotive aftermarket

Whether you run a tire shop, body shop, repair center, or customization studio, the Synchrony Car Care Credit Card is built for automotive businesses of all kinds.

Streamline operations and get growth support

Our all-in-one platform helps make it easy to manage your consumer financing program while providing the tools and insights to grow your business.

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See the success of businesses like yours

"Even if people don't have the cash on hand today, they can still get back on the road and do the things they need to do for their lives. That's a critical part of our mission, and Synchrony really enables us to do that."

Merideth F., Belle Tire, Southfield, MI

"Year over year, our sales with Synchrony are up 13%. This program is probably the number one tool we have for offering our franchise owners an opportunity to grow, and giving every driver a way to do what they want to their vehicle."

Laurisa W., Ziebart, Troy, MI

How it works

You're never on your own. Get the training, marketing materials, and business management tools to help you grow, all available through Synchrony.
And when you have questions, our customer support team has your back.

  1. Fill out the form and we will get in touch

    Work with an industry expert to tailor a plan that fits your business and customers.

  2. Set up your program in Business Center

    If approved and training is complete, access your program management tools for your whole team.

  3. Customers apply

    Get simple and fast credit decisions to help you close the deal.

  4. Get paid fast

    While your customer pays over time, your business is paid within two business days.

Already enrolled?

Sign in to Business Center or call 1-800-333-1082.

Interested in enrolling?

Fill out the form or call 1-844-866-8014.

Want to learn more?

To explore what it's like to offer financing with us, please call 1-844-866-8014.

Get in touch. Succeed with us.

We'll tailor a plan together.

* denotes required field.

1Synchrony’s 2025 Major Purchase Journey Study

*Subject to credit approval.

**Rebate paid per loan, based on total amount financed. Dealer rebate is not paid on loans less than $5,000. Rebate will be automatically included in your dealership’s funding proceeds. Rebate will be recovered if loan is repaid or charged off within 180 days from the date the loan was funded.