Bass boat financing

Don’t let price deter you from buying the boat of your dreams. You can finance a bass boat with the features you need to enjoy the sport. Financing allows you to pay for your purchase over time with convenient monthly payments, so you can focus on which boat is best for you.*

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The benefit of financing a bass boat with Synchrony

Financing your bass boat through Synchrony helps you purchase the brand of boat (new or used) you prefer.* Synchrony installment loans offer flexible terms, allowing you to pay back the loan over time and make convenient monthly payments. Another bonus: When you purchase your bass boat, you can purchase approved accessories, upgrades and warranties - in your monthly payment with one loan.

 

After purchasing your boat, it’s still easy to finance accessories for your bass boat with the Synchrony Outdoors credit card.* The Outdoors card can be used at dealer partners to get the powersports parts, gear, accessories and even fuel you need to power your passion. To learn more about the Synchrony Outdoors credit card visit synchrony.com/financing/outdoors.

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Why choose Synchrony for financing?

A Synchrony installment loan offers flexible terms, allowing you to pay back the loan over time and make convenient monthly payments.* You can also use the loan to purchase the approved accessories and gear you need at the time of boat purchase.

  • Banking you trust: Synchrony is a Fortune 500 bank that’s been helping consumers for more than 90 years.
  • Brands you love: We partner with 100+ powersports brands for you to choose from.
  • 4,500 dealers: Synchrony loans are offered by over 4,500 dealership partners to help you get the powersports vehicle you want with financing.*
  • Lightning-fast decision: Get a decision about your loan application in 60 seconds or less.
  • Autopayment: Never miss a payment. Call Synchrony’s customer service and set up your automatic payments.
  • Early payoff: No early payment penalties or fees if you’d like to pay your loan off early.
  • Equal payments: Making predictable monthly payments over the life of the loan may help fit the cost of your purchase into your budget.

Ready to ride? Find a dealer near you that accepts Synchrony financing.

What sets bass boats apart

Bass boats are designed from bow to stern with fishing in mind. They usually have seating for two people, although some can fit up to five riders.1

 

Bass boats are quick and designed to get you from one spot to the next without wasting any time. Most have a large outboard engine that's particularly powerful compared to the slimline shape and light weight of the boat. You'll also find a small trolling motor at the bow.

 

With a shallow hull and low profile, bass boats can get into shallow, reedy and brushy areas where bass love to hide. Many bass boats can operate in just a foot or two of water. Once you're in the shallows, a fish finder will identify a target and a live well (a large watertight container in the hull) will keep your fish swimming during catch and release tournaments.

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Bass boat costs

A new bass boat could cost about $25,000 – $75,000, depending on the features, engine size and brand you choose.2 Synchrony installment loans can help you finance your boat so that you make convenient monthly payments.*

Bass boat add-ons

Keep in mind the cost of accessories like a trailer, trolling motor, boat cover and fish finder (can be included at the time of purchase with your Synchrony loan).*

Boat trailer financing

A trailer can help you take your bass boat exploring on new bodies of water. If you need a trailer for your new bass boat, Synchrony partners with over 700 trailer manufacturers to offer convenient financing for all types of trailers.

FAQ

Have questions? We have answers

Q: What are the different types of bass boats?

A: All bass boats share essential characteristics. You can expect to find a slimline hull, powerful engine, limited seating and fish-focused accessories like a live well and a fish finder. Bass boats are generally used on lakes and rivers where the water is calm. If you're looking for a more versatile boat, consider an all-purpose fishing boat. These are good for casting around but can also be used for other boating activities, like day cruising and water skiing.

Q: Are bass boats safe?

A: Bass boats are safe when they're operated by an experienced driver. Bass boats aren't designed for rough water, so they shouldn't be used on the ocean or even a particularly choppy lake.

Q: What are bass boats used for?

A: Bass boats are designed for fishing on calm lakes and rivers so you can get into the shallow water where bass live. Since they have limited seating, they're not a good option if you're looking for a family-friendly boat.

Q: Do bass boats keep their value?

A: Like most vehicles, boats do depreciate.3 However, since bass boats are sought by fishing enthusiasts, they sometimes retain their value better than other watercrafts.4 If you're focused on resale value, cover your boat when it's not in use and maintain all the pumps and engine equipment.

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How to apply for a Synchrony installment loan for a bass boat

With Synchrony, getting started with boat financing is simple. Talk to your favorite enrolled dealer. When you apply for a Synchrony installment loan using our digital application, you’ll need to provide your:

  • First and last name
  • Address
  • Email
  • Social security number
  • Date of birth
  • Income information
  • Vehicle information
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Bass boat accessories

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Boat financing

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Winterizing your boat

*Offer subject to credit approval by Synchrony Bank.

**Subject to credit approval. See Synchrony Outdoors | Synchrony for details.

Sources

  1. Bass Boat. Discover Boating. Retrieved December 2022
  2. Joshua. How Much Does a Fishing Boat Cost: Boats for Every Budget. Fishing Duo. Retrieved December 2022
  3. Sam. (2022, December 22). How Much Do Boats Depreciate? (Helpful Chart). Boater Pal. Retrieved December 2022
  4. Mahidhar. Are Fishing Boats A Good/Bad Investment? Worth It Or Not? Boating Valley. Retrieved December 2022

The information, opinions and recommendations expressed in this content are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.