Cash back calculator

Estimate your monthly 2% cash back* rewards with the Synchrony Premier World Mastercard®.

Estimate your cash back

In the box below, type in your monthly spending, and we’ll show you how much cash back you could earn every month with your Synchrony Premier World Mastercard®.


For informational purposes only.

How to calculate cash back on a credit card

Interested in the Synchrony Premier World Mastercard but want to understand how much cash back you could earn with 2% cash back* on every purchase, in every category?

 

Type in your monthly spending amount or use the slide bar and we’ll automatically estimate the annual cash back amount you could earn, simply by using your card!

Determine monthly spending habits

The nice part of having a cash back credit card is that you don’t necessarily have to change your spending habits to earn your rewards.

 

First, identify any recurring monthly expenses. This could be a monthly gym membership, a child’s music lessons, or your favorite streaming services.

 

If you’re planning to make a larger purchase, using our cash back calculator will help you estimate how much you could earn once you’ve made your purchase.

 

Either way, you can add up your expected credit card spending for the next 3-6 months, then divide that total by the number of months to get your estimated monthly spending.

Calculate and start earning

The Synchrony Premier World Mastercard offers 2% cash back* on every purchase, across every category, all with no annual fee*. Additionally, cash back earned will be automatically applied as a statement credit, to make earning cash back rewards as easy as possible. Whatever your spending habits entail, you’ll earn cash back on every purchase.

Start earning 2% cash back* on every purchase

A simple way to earn rewards on the things you buy most. Open a Synchrony Premier World Mastercard® to start earning today.

Apply now See if you prequalify

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*Subject to credit approval.

CASHBACK REWARDS: Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier Mastercard or Synchrony Plus Mastercard. Cash Back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See the Synchrony Premier World Mastercard® Rewards Terms or Synchrony Plus World Mastercard® Rewards Terms for details.

 

NO ANNUAL FEE: New Accounts as of October 1, 2025: Variable Purchase APR 17.99%, 26.99%, or 33.74%. Variable Bal Trans APR 17.99%, 26.99% or 33.74% and 4% Fee ($10 min). Variable Cash APR 20.99%, 29.99% or 36.74% and 5% Fee ($10 min). Variable Penalty APR 27.99%, 36.99% or 39.99%. Minimum Interest Charge is $2. Foreign Trans Fee is 3%.

 

MASTERCARD BENEFITS: These are summary descriptions only. Certain terms, conditions and exclusions apply. Benefits and Service Providers are subject to change by Mastercard. For complete coverage terms and conditions, refer to your Guide to Benefits: for Synchrony Premier World Mastercard and Synchrony Plus World Mastercard at www.mastercard.us/synchronyWorldGTB; for Synchrony Preferred Mastercard at www.mastercard.us/synchronyCoreGTB; or by calling 1-800-MC-ASSIST (1-800-622-7747). Mastercard ID Theft Protection™-Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.

 

The Synchrony Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, World Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. ©2025 Mastercard.