TJ Maxx Marshalls HomeGoods Sierra HomeSense
WITH A TJX REWARDS CREDIT CARD

5% BACK IN REWARDS

ACROSS OUR FAMILY OF STORES*

PLUS, WITH A TJX REWARDS MASTERCARD ENJOY:

2% BACK INREWARDS

ON GAS, GROCERY STORE AND RESTAURANT PURCHASES*

1% BACK INREWARDS

EVERYWHERE ELSE MASTERCARD IS ACCEPTED*

SHOP MORE
EARN MORE

Redeem across our
family of stores

NO LIMIT TO WHAT YOU CAN EARN, EVER.
LEARN MORE & APPLY

FREQUENTLY ASKED QUESTIONS

Have questions? We have answers.

How do I apply for a TJX Rewards credit card?

To apply for a TJX Rewards credit card, click “Learn More & Apply” above. Please complete entire application. Missing or inaccurate information may delay or adversely affect credit decisions. By applying, you agree that, if approved, Synchrony Bank may provide you with a TJX Rewards® Platinum Mastercard® or a TJX Rewards® Credit Card.

If approved, a temporary card number will be issued for immediate use for online and in-store transactions within our family of stores. Your physical card will arrive in 7-10 days.

How do I earn Rewards Points?

When you shop with your TJX Rewards credit card you earn:

5% back in Rewards Points every time you shop our family of stores. That’s 5 Points for every $1 spent.*

Plus, with a TJX Rewards Platinum Mastercard enjoy:

2% back in Rewards Points on gas, grocery store, and restaurant purchases. That’s 2 Points for every $1 spent.*

1% back in Rewards Points when you shop anywhere else Mastercard is accepted. That’s 1 Point for every $1 spent.*

Once your Points equal or exceed 1,000 Points, a Rewards Certificate will be issued within 48 hours (for digital Rewards Certificates).

For more information on the benefits of a TJX Rewards credit card, select “Learn More & Apply” above.

Where can the TJX Rewards credit card be used?

The TJX Rewards credit card can be used at all U.S. and Puerto Rico-based TJX stores, inclusive of TJ Maxx, Marshalls, HomeGoods, Sierra, Homesense, and online at tjmaxx.com, marshalls.com, sierra.com. If you have a TJX Rewards Platinum Mastercard, you can also use your card anywhere else Mastercard is accepted.

How do I create an online account to manage my account?

If you do not already have an online account, click “Register My Card” above and follow the steps provided.

How do I sign into my online account?

Click “Manage My Account” above and login using your credentials.

How do I activate my TJX Rewards credit card?

Click “Activate My Card” above.

How do I pay my bill?

Click “Manage My Account” above and login using your credentials. If you do not already have an online account, click “Register My Card” above.

Where can I access my Rewards Certificates?
  • Your Online Account: If you have an online account, you can access your Rewards Certificates when signed in. Click “Manage My Account” above to sign in. If you do not have an online account set up and would like to create one, click “Register My Card” above.
  • Email: If you are subscribed to emails from TJX Credit Services, when you earn a Rewards Certificate, you will receive your Rewards Certificates via email.
  • Brand Apps & Sites: Under “Rewards” on the TJ Maxx, Marshalls, or HomeGoods apps or on tjmaxx.com or marshalls.com when you link your account.
  • In the Mail: If you receive paper statements, copies of your earned Rewards Certificates from that statement period will be included on the last page of your paper statement.
How do I redeem my Rewards Certificates?

In Store (TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense)

  • If you have linked your card, your Rewards Certificates will be available when signed in on the TJ Maxx, Marshalls, or HomeGoods apps for you to scan and redeem in any of our family of stores.
  • A cashier can scan the Rewards Certificates issued in your paper or electronic billing statement or via email.
  • To access Rewards Certificates from your online account, click “Manage My Account” above. Once logged in, click “Rewards” to scan or print your available Rewards Certificates.

Online (tjmaxx.com, marshalls.com, sierra.com)

  • If you have linked your card on tjmaxx.com or marshalls.com, your Rewards Certificates will appear in the Payment section within checkout when signed into your account.
  • If you have not linked your card (or if you are shopping on sierra.com), you can manually redeem your Rewards Certificates within checkout. When you enter the Payment section of checkout, you will see an area to manually type in your Rewards Certificates and CSC (Certificate Security Code) to redeem.
Can I add my TJX Rewards credit card to digital wallets?

Yes! If you have a TJX Rewards Mastercard, you can add your card to Apple Pay, Google Pay, or Samsung Pay.¹

If you have a TJX Rewards Credit Card, you can add your card to Apple Pay.¹

How do I go paperless?

You will receive paper statements in the mail if you have not opted to receive your billing statement electronically. If you wish to receive your Certificates and statement electronically, click “Manage My Account” above and enroll in electronic statements on your Statements page.

Can I add an additional authorized user² to my TJX Rewards account?

Yes, you can add authorized users and earn Points on their purchases, too. Visit tjxrewards.com and register. From the main page, click on “More” dropdown and select “Account Services”. Click “Manage Cardholder” and follow the prompts. You can also call customer service: 1-877-890-3150

*Purchases are subject to credit approval. See Rewards Program Terms for more details.

¹Not available on all devices. For a list of compatible devices, visit apple.com/apple-pay, google.com/pay, samsung.com/us/apps/samsung-wallet/faq/.

Apple and Apple logo are trademarks of Apple Inc. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

Google Pay and the Google Pay Logo are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

²The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user.

The TJX Rewards Mastercards are issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Mastercard, World Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.