Manage your At Home Design Rewards® Credit Card
6 Months Special Financing on At Home purchases of $299 or more3
Earn Unlimited Rewards2
Earn 6% Back in Rewards on At Home purchases when you spend less than $350 annually.2
Earn 7.5% Back in Rewards on At Home purchases when you spend more than $350 annually.2
3% back in Rewards3 everywhere else Mastercard® is accepted
Frequently Asked Questions
Have questions? We have answers.
-
You can apply for an At Home Design Rewards® credit card in any At Home store or online by visiting www.synchrony.com/signin
-
At Home Design Rewards® credit card holders will receive:
- 15% off your first At Home purchase when you open a new account1
- $10 Reward for every 1,000 points earned2
- 6 months special financing on At Home purchases of $299 or more3
- No annual fee‡
-
All questions about your At Home Design Rewards® credit card, including but not limited to the below issues, can be answered by Synchrony Bank.
- Account information
- QR code and temporary cc numbers
- Statements
- Pay your bill
- Application status
- Updating your billing address, phone number, or email address
- Questions about your credit limit and interest rate
- Disputes and chargebacks
- Late fees
To pay your bill, login to your account or pay your bill as a guest.
Synchrony Bank can be reached at 1-855-474-7024
-
Cardholders earn a $10 Reward for every 1,000 points earned. They are valid for 90 days from issue date. See the At Home Design Rewards® Program terms at https://www.athome.com/terms.html for complete details.
Manage your At Home Design Rewards® credit card account:
- Activate your card
- Check your balance
- Add an authorized user
- Make a payment
- To view your At Home Design Rewards® point balance, visit Athome.com, use the mobile app or at https://www.athome.com/design-rewards/
- Go paperless to avoid $1.99 paper statement fee.***
-
You can click here to login and pay your bill.
¹ 15% off your first purchase. Subject to credit approval. Valid for new accounts only and one offer per customer. Cannot be combined with At Home promotional discounts other than markdown and clearance priced merchandise. Offer does not apply to gift cards or taxes and cannot be applied toward prior sales. Offer excludes J.A. Henckels®. Coupon must be presented and surrendered at checkout for redemption. At Home is not responsible for and will not replace lost or stolen coupons and will not accept coupons that are electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels. Coupon cannot be redeemed as cash or merchandise credit if merchandise is returned. No cash value.
² Rewards: Purchases subject to credit approval. See the At Home Design Rewards® Program Terms at https://www.athome.com/terms.html for complete details.
³ Subject to credit approval. Minimum monthly payments required. See store for details. We reserve the right to discontinue or alter the terms of this offer at any time.
***$1.99 Monthly Paper Statement Fee will be charged to your account in any billing cycle in which your balance is greater than $2.50 and you are sent a monthly billing statement in paper form (even if one is also provided to you in electronic form). You can avoid this fee by receiving your monthly billing statement only in electronic form. Refer to your credit card agreement for details. To confirm your choice, please log in to your account at synchrony.com/signin.
‡No Annual Fee. New Accounts as of 1/01/2026: Variable Purchase APR 33.24%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Design Rewards® Mastercard: Variable Cash APR 33.24% and 5% Fee ($10 min). Foreign Transaction Fee 3%.
Your At Home Design Rewards® Mastercard or At Home Design Rewards® Credit Card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the At Home Design Rewards® Mastercard or At Home Design Rewards® Credit Card. The use of this site is governed by the use of the Synchrony Bank Internet Privacy Policy, which is different from the privacy policy of At Home.
The At Home Design Rewards® Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.