Jewelry for Life's Biggest Moments

Say “yes,” now, then pay overtime with special financing and monthly payments with the REEDS Credit Card. Plus earn 3% back on every dollar you spend.Footnote†

Enjoy even more benefits

    Exclusive REEDS credit card rewards such as:
  • 3% back on all purchasesFootnote†
  • Exclusive cardholder events, like early access to savings
  • Special Financing options availableFootnote*
  • No Annual FeeFootnote1

Cardholder tools & resources

Take a look at all the ways we support cardholders

Pay without signing in

Use any connected device to make secure, same-day payments without logging in.
  Enable pay without sign-in

Go digital with eBill

Make paper clutter a thing of the past with fast, secure, 24/7 digital account management. Enroll in eBill

Download the mobile app

Manage many of your credit cards issued by Synchrony from the palm of your hand.

Keep up with your credit score

View, track, and learn how to improve your score with our free credit score program.

Get started with your credit score

Purchase optional Payment Security

The optional Payment Security product can provide payment protection for your Synchrony credit card when you need it most.*

Learn more about optional Payment Security

Request a credit limit increase

Keep your income information up to date, and see if you qualify for a boost in buying power.1

Log in to get started

Access your online account

Register your credit card account to access your account online and access other great features.

Register account

Never miss a payment

Sign in to your account to automatically pay all or part of your balance every month.
  Set up Autopay

FAQ

Have questions? We have answers.

Alerts are one-way communications via email or text message about your account. Sign in now and set up alerts to stay on top of your account and to track your daily spending.

Access our contact information here.

Log in to Synchrony.com, then select Rewards from the left-hand sidebar to view, print, download, and manage your rewards

If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to verify your information and activate your account.

With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount.

†Purchases subject to credit approval. Restrictions apply. See the REEDS Jewelers Credit Card Rewards Program Terms for details on earning and redeeming rewards.

*Subject to credit approval. See reeds.com/reeds-credit-card for details.

1For new Accounts as of 7/31/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.