Synchrony eCommerce Solutions

Our single and multi-product solutions are designed to enable business growth and help increase sales for online businesses on leading eCommerce platforms.

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Help grow your business with payment options customers want

Offer financing solutions that fit your business needs and provide choice to your customers.

Financing options ranging from 6 weeks - 60 months

Offer one-time loans up to 60 months, exceeding the industry average, and a revolving credit card with promotional financing.

Simple & seamless integration

Get started quickly with easy integration.

Tools, resources & support

Access troubleshooting guides & ready-made marketing assets on the Partner Center.

Synchrony partnership & lending expertise

Get Synchrony's deep lending experience and insights from over 100MM customers.

Give your customers even more flexibility

Synchrony Flex Credit Card

A revolving credit card that's great for customers wanting flexibility to pay over time with promotional financing and those looking to make repeat purchases.

Synchrony Pay Later loan

A one-time use loan that lets your customers purchase what they need today and make equal, predictable payments over time. We offer loans ranging from 6-weeks up to 60-months, depending on purchase price and your chosen solution set.

Choose a multi-product solution that offers both Synchrony Pay Later loans and the Synchrony Flex Credit Card to help capture more customers and provide more purchasing power to meet evolving customer needs.

eCommerce Integrations

Synchrony partners with leading eCommerce platforms to provide your business with seamless integration.

All product, service, and company names are the trademarks of their original owners. The use of any trade name or trademark is for identification and reference only and does not imply any endorsement, sponsorship, or affiliation by or with the trademark holder of their brand.

Succeed with us.
It's simple.

We tailor our solutions for your business to help you connect with more customers. Provide your business details and we'll contact you to discuss your consumer financing needs.

Who is filling out the form?

Principal/Owner First Name - May not exceed 20 characters or contain special characters - Required

Principal/Owner Last Name - May not exceed 20 characters or contain special characters - Required

Business Name - May not exceed 255 characters or contain special characters - Required

Business Address - Combined length of street address fields may not exceed 60 characters - Required

Business Address Line 2

Business City - May not exceed 22 characters or contain special characters - Required

Business State - Required

Business Zip Code - Must be a correctly formatted 5-digit or 9-digit US Zip Code - Required

Business Email - Must be a valid email address - Required

Business Phone Number - Must be a valid US phone number - Required

Which industry best describes your business? - Required

Do you have a promo code from an email campaign sent to you by Synchrony? - May not exceed 64 characters

Get started today.

We provide Synchrony financing capabilities to help you connect with more customers. Provide a few quick details to get started.

We need the principal owner of the business.

Please provide the contact information for the principal owner of your business.

What year did you start your business? - Required

Select your eCommerce platform. - Required

Please provide your business website. - Required

Please provide the URL for your return policy. - Required

Please provide your business's total annual revenue. - Required

Get started today.

Provide a few quick details and we'll contact you to discuss your consumer financing needs.

What other platform do you have? - Required

Thank you for your interest, but at this time we do not support that platform.

We've recorded your interest and we will let you know as soon as that platform is supported.

Nice to meet you, FirstName.

One of our consumer financing specialists will be in touch soon to learn more about your business - and show you how Synchrony can help you grow it.

In the meantime, we invite you to browse the latest news, industry-specific perspectives and research on purchasing trends.

FIND INSIGHTS

Synchrony eCommerce Solutions Application

Give your customers payment flexibility with product choice.
We offer single and multi-product solution sets, all at competitive pricing with seamless integration.

Synchrony Pay Later: A one-time use loan that allows for equal, predictable payments up to 60 months
Synchrony Flex Credit Card: A revolving credit card that allows for repeat use, with promotional financing options

With all options, partners receive payment from Synchrony within one day of a customer's transaction.

Choose the solution set that best fits your business and lets customers pay over time.

Hit 'Learn More' to see our transparent pricing and a view of how our payment options will display to your customers. When you're ready, hit 'Select & Continue' to confirm your choice and start the application process.

Limited Time Offer*
The $0.25 per transaction fee will be waived on transactions processed now through 5/31/25

Pay Later Loans

A one-time use loan that allows customers to make equal, monthly payments over 6 or 12 months.