TX: High - Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

CA: High - Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

CA: Medium- Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

TX: Medium - Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

CA,TX: High - Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

TX : Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

Default : Communication for customers impacted by the recent natural disasters. Call to action

Our thoughts are with those affected by recent natural disaster. We are here to help customers who've been impacted and contact us by evaluating:

  • waiving of certain fees
  • increases in credit limits on their cards to help with additional, necessary purchases

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike.

Make summer an
even bigger success.

Great Rate Reach your savings goals sooner with our High Yield Savings - % APY* No fees. No minimum balance. Learn More

Explore our FDIC-insured savings products

Save with flexibility and security without fees to slow your progress.
% APY *

High Yield Savings

  • Earn interest and access via ATM, online, and more.
  • No minimum balance.
LEARN MORE
% APY *

Certificates of Deposit (CD)

  • Lock in your rate today and make your money work for you.
  • No minimum balance.
LEARN MORE
% APY *

Money Market Accounts

  • Access cash and write checks while you earn interest.
  • No minimum balance.
LEARN MORE

Stop, we're blushing–but here are some of the most recent awards our products have earned:

Best Online Bank
GoBankingRates
2024
Best Savings Accounts
MoneyRates
2024
Best Money Market Account
GoBankingRates
2024
Best CD Account
MoneyRates
2024
Best CD Account
GoBankingRates
2024
Best CD Account
MyBankTracker
2024
Best Bank for CD’s
NerdWallet
2023
★★★★
Forbes Advisor
2024
Best Online Savings Account
The Ascent
2023
Best High Yield Savings Account
CNBC Select
2024
Best CD Rates
GoBankingRates
2025

We can help you achieve your goals

Wherever you are in your savings journey, our smart products can help you make tomorrow brighter. Let's get you there together.

START SAVING NOW
Competitive rates
Grow your savings (even more) with rates that consistently outperform traditional savings accounts.
No minimum balance
Whether you deposit a lot or a little is entirely up to you.
No monthly fees
You’re able to hold on to more of what you earn, and what you deposit will always be yours to grow.
Flexible Access
Enjoy the flexibility of being able to easily withdraw or transfer funds whenever you need them.

Respecting your data, without compromise.

At Synchrony Bank, we’re committed to helping you secure your financial future. That starts with keeping your deposits and your data safe—ensuring you always have access to your account and its information.

FDIC Insurance

Your deposits are protected, up to $250,000 per depositor, per ownership category.

Enhanced security

We employ advanced data security protocols, including robust encryption and authentication requirements, to keep your data continually protected.

Fraud protection

For even more peace of mind, your account comes with complimentary identity theft resolution services, too.

START SAVING NOW
Forbes America's Most Cybersecure Banks 2024, powered by Security Scorecard.

Access accounts
anywhere, anytime

Doing more for you—whether online or in the Synchrony Bank app—to keep you in control no matter what.

Check balances, transfer funds, deposit checks, and pay your bills from almost anywhere, 24/7.

That's banking in sync with you.

Download on the App Store for iPhone Get it on Google Play for Android

See how the power of Synchrony can work for you

  • video play/pause image - Stay in Control
    Stay in Control
    In today’s world, we’re all trying to hold on and figure out what’s next. See how Synchrony Bank helps you bank on your terms.
  • video play/pause image - Save for the sweetest rewards
    Save for the sweetest rewards
    Meet Pete and Emma: two lemonade enthusiasts—with a smart savings account. See their story in our original short film ‘The Lemonade Stand’ now.
  • video play/pause image - Building your best bank
    Building your best bank
    You told us what it takes to make a great bank. And we agree! Hear what they said and see if it’s what you’re looking for from your bank, too.

Be in the know about making your money grow

*DISCLOSURES:

ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of .

APYs are subject to change at any time without notice. Offers apply to personal non-IRA accounts only. Charges for specific services may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest in effect at that time.

FDIC INSURANCE: up to $250,000 per depositor, per insured bank, for each ownership category.

IDENTITY THEFT RESOLUTION SERVICES: Identity Theft Resolution Services are offered free through Sontiq, a TransUnion company, for Synchrony Bank deposit customers.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Google Play and the Google Play logo are trademarks of Google LLC.

GOBANKINGRATES.COM: © 2025 GOBankingRates. All Right Reserved.

FORBES: © 2024 Forbes Media LLC. All Rights Reserved. Used with Permission.

MONEYRATES: © 2024 MoneyRates.

MYBANKTRACKER.COM: © 2024 MoneyRates.

NERDWALLET: © 2024 NerdWallet, Inc. All Rights Reserved.

AWARDS: Click here to see our awards page for details.