body {
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Font stacks */
@font-face {
  font-family: 'Season Mix';
  font-display: fallback;
  src: url(/synchrony/fonts/SYFSeasonMixVF.woff2) format("woff2"), url(/synchrony/fonts/SYFSeasonMixVF.ttf) format("truetype"), url(/synchrony/fonts/SYFSeasonMixVF.otf) format("opentype");
}

@font-face {
  font-family: 'Synchrony Season';
  font-display: fallback;
  src: url(/synchrony/fonts/SYFSeasonSansVF.woff2) format("woff2");
}

/* ==========================================================================
   Your Next Yes — page-specific styles
   Layout, structure & visual styling only. Typography and spacing utilities
   are handled by global-navigation.css and global.css.
   ========================================================================== */

:root {
  --yny-hero-bg: #FAF9F6;
  --yny-cream: #FFFAE4;
  --yny-navy: #0E2233;
  --yny-navy-alt: #16324A;
  --yny-gold-accent: #D6A83A;
  --yny-good-bg: #E4F1EC;
  --yny-good-border: #B7DCCE;
  --yny-flag-bg: #FBE3D2;
  --yny-flag-border: #F1B78E;
  --yny-cta-yellow: #FFEC94;
  ;
  --yny-card-border: #E5E5E5;
  --yny-chevron-track: #F2F2F2;
  --yny-max: 1204px;
}

.mb-16 {
  margin-bottom: 16px !important;
}

.mb-40 {
  margin-bottom: 40px !important;
}
.mb-8{
  margin-bottom: 8px !important;
}


/* --------------------------------------------------------------------------
   Breadcrumb
   -------------------------------------------------------------------------- */
.yny-breadcrumb__list {
  list-style: none;
  padding: 0;
  margin: 0;
  gap: 8px;
  flex-wrap: wrap;
}

.yny-breadcrumb__list li {
  display: inline-flex;
  align-items: center;
}

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */
.yny-hero {
  background: var(--yny-hero-bg);
}

.yny-hero__container {
  padding-top: 24px;
  padding-bottom: 64px;
}

.yny-hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  /*align-items: center;*/
  margin-top: 32px;
}

.yny-hero__image-wrap {
  width: 100%;
}

.yny-hero__image {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 16px;
  object-fit: cover;
  aspect-ratio: 16 / 10;
}

/* Mobile / tablet: image full-bleed on top, then breadcrumb, then content */
@media (max-width: 1199px) {
  .yny-hero__container {
    display: flex;
    flex-direction: column;
    gap: 24px;
    padding-top: 0;
    padding: 0 45px 40px;
  }

  .yny-hero__grid {
    display: contents;
  }

  .yny-breadcrumb {
    order: 2;
     padding-top: 16px;
    padding-bottom: 8px;
   
  }

  .yny-hero__content {
    order: 3;
  }

  .yny-hero__image-wrap {
    order: 1;
    width: 100vw;
    max-width: 100vw;
    margin-left: calc(50% - 50vw);
    margin-right: calc(50% - 50vw);
  }

  .yny-hero__image {
    border-radius: 0;
  }
}

@media (min-width: 768px) and (max-width: 1199px) {
  .yny-hero__container {
    padding-bottom: 40px;
  }
  .yny-breadcrumb{
    padding-top: 16px;
    padding-bottom: 8px;
  }
}
@media (max-width: 390px) {
  .yny-breadcrumb {
     padding-top: 0px;
    padding-bottom: 8px;
  }
}
@media (min-width: 1200px) {
  .yny-hero__container.container {
    padding-top: 32px;
    padding-bottom: 60px;
    padding-left: 45px;
    padding-right: 45px;
  }

  .yny-hero__grid {
    grid-template-columns: 1fr 1fr;
    /* gap: 36px; */
    margin-top: 32px;
    /* margin-bottom: 32px; */
  }

  .yny-hero__image {
    aspect-ratio: 4.5 / 3.9;
  }
}

.yny-hero__grid #hero-heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 60px;
  line-height: 69px;
  letter-spacing: 0px;
  /* margin-top: 18px; */
}

.mt-24 {
  margin-top: 24px !important;
}

.yny-hero__grid .type-subtitle-1 {
  font-family: SYF Season Sans Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 28px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-hero__grid .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-breadcrumb a.type-body-2 {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 14px;
  line-height: 14px;
  text-decoration: underline;
  color: #353535;
  letter-spacing: 0px;

}

.yny-breadcrumb span.type-body-2 {
  font-family: SYF Season Sans Bold, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 14px;
  line-height: 14px;
  color: #090909;
  letter-spacing: 0px;

}


@media (max-width:768px) {
  .yny-hero__grid .type-subtitle-1 {
    font-size: 24px;
    line-height: 150%;
  }

  .yny-hero__grid .type-body-1 {
    font-size: 16px;
    line-height: 150%;
  }

}

@media (min-width: 390px) and (max-width:768px) {
  .yny-hero__grid #hero-heading {
    font-size: 40px;
    line-height: 115%;
  }

}

@media (max-width:398px) {
  .yny-hero__grid #hero-heading {
    font-size: 32px;
    line-height: 125%;
  }

}

/* --------------------------------------------------------------------------
   Step navigation (dark section with 5 cards)
   -------------------------------------------------------------------------- */
.yny-steps-nav {
  background: #1D5279;

}

.yny-steps-nav .yny-steps-nav__container.container {
  padding: 24px 31px 24px 31px;
}

.yny-steps-nav__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}

.yny-steps-nav__card {
  /* min-width: 200px; */
  display: flex;
  flex-direction: column;
  background: #FFFFFF;
  border-radius: 8px;
  padding: 24px;
  text-decoration: none;
  border: 1px;
  align-items: center;
  color: inherit;
  /* gap: 25px; */
  min-height: 144px;
}

.yny-steps-nav .type-eyebrow-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 18px;
  line-height: 150%;
  color: var(--white, #FFFFFF);
}

.yny-steps-nav .type-h3 {
  font-family: SYF Season Mix SemiBold, Helvetica, sans-serif;
  font-size: 28px;
  font-weight: 600;
  line-height: 150%;
  letter-spacing: 0%;
  color: #163D5B;
  align-items: center;
  padding: 10px;
}

.yny-steps-nav .type-body-2 {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-size: 16px;
  font-weight: 500;
  line-height: 150%;
  letter-spacing: 0%;
  color: #090909;
  text-align: center;
}

.yny-steps-nav__card:hover,
.yny-steps-nav__card:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
  outline: none;
}

@media (min-width:391px) and (max-width:767px){
  .yny-steps-nav .yny-steps-nav__container.container {
  padding: 40px 45px;
}
}

@media (min-width:768px) and (max-width:1439px){
  .yny-steps-nav .yny-steps-nav__container.container {
  padding: 40px 45px;
}
}

.mb-18{
  margin-bottom:18px !important;
}

@media screen and (min-width: 768px) and (max-width: 1240px) {
  .yny-steps-nav__grid {
    grid-template-columns: repeat(6, 1fr);
    gap: 18px;
    /* min-height: 200px; */
  }

  /* 5 cards: 3 on row 1 (span 2 each), last 2 centered on row 2 */
  .yny-steps-nav__card {
    grid-column: span 2;
    min-height: 200px;
  }

  .yny-steps-nav__card:nth-child(4) {
    grid-column: 2 / span 2;
  }

  .yny-steps-nav__card:nth-child(5) {
    grid-column: 4 / span 2;
  }
}

@media (min-width: 1241px) and (max-width: 1439px) {
  .yny-steps-nav .yny-steps-nav__container.container {
    padding: 40px 45px 60px 45px;
  }

  .yny-steps-nav__grid {
    grid-template-columns: repeat(5, 1fr);
    gap: 18px;
  }

  .yny-steps-nav__card {
    padding: 32px 18px 24px 18px;
  }
}

@media (min-width: 1440px) and (max-width: 1590px) {
  .yny-steps-nav .yny-steps-nav__container.container {
    padding: 40px 55px 60px 55px
  }

  .yny-steps-nav__grid {
    grid-template-columns: repeat(5, 1fr);
    gap: 18px;
    /* min-height: 200px; */
  }

  .yny-steps-nav__card,
  .yny-steps-nav__card:nth-child(4),
  .yny-steps-nav__card:nth-child(5) {
    grid-column: auto;
  }

  .yny-steps-nav__card {
    padding: 32px 18px 24px 18px;
  }
}

@media (min-width: 1600px) {
  .yny-steps-nav .yny-steps-nav__container.container {
    padding: 40px 45px 60px 45px
  }

  .yny-steps-nav__grid {
    grid-template-columns: repeat(5, 1fr);
    gap: 18px;
  }

  .yny-steps-nav__card,
  .yny-steps-nav__card:nth-child(4),
  .yny-steps-nav__card:nth-child(5) {
    grid-column: auto;
  }

  .yny-steps-nav__card {
    padding: 32px 18px 24px 18px;
  }
}

@media (min-width: 768px) {
  .yny-steps-nav .type-eyebrow-1 {
    font-size: 20px;
  }

  .yny-steps-nav .type-body-2 {
    font-size: 18px;
  }

  .yny-steps-nav .type-h3 {
    font-size: 48px;
  }
}

@media (min-width: 390px) and (max-width: 768px) {
  .yny-steps-nav .type-h3 {
    font-size: 36px;
  }
}

.yny-steps-nav .mt-8 {
  margin-top: 8px !important;
}

/* --------------------------------------------------------------------------
   Step 1 — two-column white section
   -------------------------------------------------------------------------- */
.yny-step-1 {
  background: #FFFFFF;
}

.yny-step-1 .yny-step-1__container.container {
  padding: 24px 31px 24px 31px;

}

.yny-step-1 .type-eyebrow-2 {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 16px;
  line-height: 150%;
  color: #000000;
}

.yny-step-1 .type-h2 {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 28px;
  line-height: 114.99999999999999%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-1 .type-body-1 {
  font-family: SYF Season sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-1 .type-body-1.credit-report a {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #2E6D62;
}

.yny-step-1 .type-body-2 {
  font-family: SYF Season Sans, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-1 .type-body-1 .review-section .yny-step-1__list .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-1 .review-section a {
  color: inherit;
}

.yny-step-1__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
}

.yny-step-1__list {
  padding-left: 38px;
  margin: 0;
}

.yny-step-1__list li {
  margin-bottom: 8px;
}

@media (min-width: 390px) and (max-width: 768px) {
  .yny-step-1 .yny-step-1__container.container {
    padding: 40px 45px 40px 45px;
  }
}

@media (min-width: 1024px) {
  .yny-step-1__grid {
    grid-template-columns: 1fr 1fr;
    gap: 48px;
  }

  .yny-step-1 .type-eyebrow-2 {
    font-size: 18px;
  }
}

@media (min-width: 768px) {
  .yny-step-1 .yny-step-1__container.container {
    padding: 40px 45px 60px 45px;
  }

  .yny-step-1 .type-h2 {
    font-size: 48px;
  }
}

@media (min-width: 390px) and (max-width: 768px) {
  .yny-step-1 .type-h2 {
    font-size: 36px;
  }
  .yny-step-1 .yny-step-1__container.container {
    padding: 40px 45px 40px 45px;
  }
}

/* --------------------------------------------------------------------------
   Step 4 — three-column checklist plus callouts
   -------------------------------------------------------------------------- */
.yny-step-4 {
  background: #FAF9F6;
}

.yny-step-4__container {
  padding-top: 56px;
  padding-bottom: 56px;
  padding: 40px 45px;
}

.yny-step-4__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}

.yny-step-4__col {
  background: #FFFFFF;
  border: 1px solid var(--yny-card-border);
  border-radius: 12px;
  padding: 24px;
}

.yny-step-4__list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.yny-step-4__item {
  display: grid;
  grid-template-columns: 24px 1fr;
  gap: 18px;
  padding: 8px 18px;
  align-items: center;
}

.yny-step-4__icon {
  width: 24px;
  height: 24px;
  display: block;
  flex-shrink: 0;
  object-fit: contain;
}

.yny-step-4__callout {
  border-radius: 12px;
  padding: 24px;
}

.yny-step-4__callout--good {
  background: #E2F8F4;
}

.yny-step-4__callout--flags {
  background:#FFEDDC;
}

@media (min-width: 768px) and (max-width: 1199px) {
  .yny-step-4__container {
    padding-top: 72px;
    padding-bottom: 72px;
    padding: 40px 45px 60px 45px;
  }

  .yny-step-4__grid {
    /* grid-template-columns: repeat(3, 1fr); */
    gap: 18px;
  }
}

@media (min-width: 1200px) {
  .yny-step-4__container {
    padding-top: 96px;
    padding-bottom: 96px;
    padding: 40px 45px 60px 45px
  }

  .yny-step-4__grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
  }

  .yny-step-4__col {
    padding: 32px;
  }

  .yny-step-4__callout {
    padding: 24px;
  }
}

.yny-step-4 .type-eyebrow-2 {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 18px;
  line-height: 150%;
  letter-spacing: 0%;
  color: #000000;
}

.yny-step-4__container #step-4-heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 125%;
  letter-spacing: 0px;
}

.yny-step-4__container .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-4__col h4 {
  font-family: SYF Season Sans Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 32px;
  line-height: 125%;
  letter-spacing: -1.1%;
}

.yny-step-4__callout h5 {
  font-family: SYF Season Sans Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 24px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

.yny-step-4__callout .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0px;
  color: #090909;
}

@media (max-width:390px) {
  .yny-step-4__container {
    padding: 24px 31px !important;
  }
}

.mt-40 {
  margin-top: 40px;
}

@media (max-width:389px) {
  .yny-cta__card #cta-heading {
    font-size: 28px !important;
  }

  .yny-cta__card .type-body-1 {
    font-size: 18px !important;
  }

  .yny-step-4__container #step-4-heading {
    font-size: 28px !important;
  }

  .yny-step-4__container .type-body-1 {
    font-size: 18px !important;
  }

  .yny-step-4__col h4 {
    font-size: 20px !important;
  }

  .yny-step-4__container .type-body-1 {
    font-size: 18px !important;
  }

  .yny-step-4__callout h5 {
    font-size: 20px !important;
  }
}

@media (min-width:390px) and (max-width:768px) {
  .yny-cta__card #cta-heading {
    font-size: 36px !important;
  }

  .yny-cta__card .type-body-1 {
    font-size: 18px !important;
  }

  .yny-step-4__container #step-4-heading {
    font-size: 36px !important;
  }

  .yny-step-4__col h4 {
    font-size: 24px !important;
  }

  .yny-step-4__container .type-body-1 {
    font-size: 18px !important;
  }

  .yny-step-4__callout h5 {
    font-size: 20px !important;
  }
}



/* --------------------------------------------------------------------------
   Step 5 — 6-up resource card grid on cream background
   -------------------------------------------------------------------------- */
.yny-step-5 {
  background: var(--yny-cream);
}

.yny-step-5__container.container {
  padding: 40px 45px 60px;
}

.yny-step-5__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

.yny-step-5__card {
  display: flex;
  flex-direction: column;
  background: #FFFFFF;
  border-radius: 12px;
  padding: 24px;
  text-decoration: none;
  color: inherit;
  min-height: 180px;
  border: 1px solid #0909091F;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.yny-step-5__card:focus-visible {
  outline: 2px solid #090909;
}

.yny-step-5__card-body {
  flex: 1 1 auto;
}

.yny-step-5__chevron {
  width: 40px;
  height: 40px;
  margin-top: 8px;
  align-self: flex-end;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

/*
.yny-step-5__chevron svg {
    width: 20px;
    height: 20px;
}*/
.yny-step-5 .type-eyebrow-2 {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 18px;
  line-height: 150%;
  letter-spacing: 0;
  color: #000000;
  padding:0;
}

.yny-step-5 #step-5-heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 125%;
  letter-spacing: 0;
  color: #090909;
  margin: 0;
}

.yny-step-5 .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0;
  color: #090909;
  margin: 18px 0;
}

.yny-step-5__card-body h4 {
  font-family: SYF Season Sans Bold, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 24px;
  line-height: 150%;
  letter-spacing: 0;
  color: #090909;
  margin: 0 0 0 0;
  /* reserve 2 lines so <p> aligns across cards in the same row */
  min-height: calc(24px * 1.5 * 2);
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.yny-step-5__card-body .type-body-2 strong {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0;
  color: #090909;
}

.yny-step-5__card-body .type-body-2 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0;
  color: #090909;
}

@media (max-width:768px) {
  .yny-step-5 .type-eyebrow-2 {
    font-size: 16px;
  }

  .yny-step-5 .type-body-1 {
    font-size: 18px;
  }

  .yny-step-5__card-body h4 {
    font-size: 20px;
    line-height: 125%;
    min-height: calc(20px * 1.25 * 2);
  }

  .yny-step-5__card-body .type-body-2 strong,
  .yny-step-5__card-body .type-body-2 {
    font-size: 16px;
    line-height: 150%;
  }

}

@media (min-width: 390px) and (max-width:768px) {
  .yny-step-5 #step-5-heading {
    font-size: 36px;
    line-height: 125%;
  }

  .yny-step-5__container.container {
    padding: 40px 45px 60px;
  }

}

@media (max-width:398px) {
  .yny-step-5 #step-5-heading {
    font-size: 28px;
    line-height: 125%;
  }

  .yny-step-5__card-body h4 {
    font-size: 18px;
    line-height: 125%;
    min-height: calc(18px * 1.25 * 2);
  }

  .yny-step-5__container.container {
    padding: 24px 31px;
  }
}



@media (min-width: 768px) and (max-width: 1199px) {
  .yny-step-5__container {
    padding-top: 72px;
    padding-bottom: 72px;
  }

  .yny-step-5__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
  }
}

@media (min-width: 1200px) {
  .yny-step-5__container {
    padding-top: 96px;
    padding-bottom: 96px;
  }

  .yny-step-5__grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
  }
}

/* --------------------------------------------------------------------------
   Start with one step — full-bleed CTA with yellow overlay card
   -------------------------------------------------------------------------- */
.yny-cta {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  /* min-height: 480px; */
  display: flex;
  align-items: center;
  justify-content: center;
}

.yny-cta__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
}

.yny-cta__container {
  position: relative;
  z-index: 1;
  padding-top: 48px;
  padding-bottom: 48px;
  padding-left: 24px;
  padding-right: 24px;
  /* width: 100%; */
  padding: 54px 151px;
}

.yny-cta__card {
  background: var(--yny-cta-yellow);
  border-radius: 16px;
  padding: 40px 45px;
  /* max-width: 1407px; */
  margin: 0 auto;
}

.yny-cta__actions {
  display: flex;
  justify-content: center;
}

/* Responsive side spacing around the yellow card */
@media (max-width: 390px) {
  .yny-cta .yny-cta__container {
    padding: 29px 31px;
  }
}


@media (min-width: 391px) and (max-width: 768px) {
   .yny-cta .yny-cta__container {
     padding: 53px 45px 53px 45px;
  }
}

@media (min-width: 768px) and (max-width: 1199px) {
  /* .yny-cta {
    min-height: 560px;
  } */

  .yny-cta .yny-cta__container {
    padding: 53px 45px 53px 45px;
  }

  .yny-cta__card {
    padding: 40px 18px;
  }
}

@media (min-width: 1200px) and (max-width: 1599px) {
  /* .yny-cta {
    min-height: 640px;
  } */

  .yny-cta .yny-cta__container {
    padding-left: 120px;
    padding-right: 120px;
    padding: 54px 151px;
  }

  .yny-cta__card {
    padding: 40px 45px;
  }
}

@media (min-width: 1600px) {
  /* .yny-cta {
    min-height: 640px;
  } */

  .yny-cta .yny-cta__container {
    padding-left: 100px;
    padding-right: 100px;
    padding: 54px 151px;
  }

  .yny-cta__card {
    padding: 40px 45px;
  }
}

/* --------------------------------------------------------------------------
   FAQs — accordion (visual overrides only; behavior from accordion.js)
   -------------------------------------------------------------------------- */
.yny-faqs {
  background: #FFFFFF;
}

.yny-faqs__container {
  padding-top: 56px;
  padding-bottom: 72px;
}

.yny-faqs__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}

.yny-faqs .pagefx-accordion {
  border-bottom: 1px solid var(--yny-card-border);
}

.yny-faqs .pagefx-accordion dl {
  margin: 0;
}

.yny-faqs .pagefx-accordion dt {
  margin: 0;
}

.yny-faqs .pagefx-accordion-header {
  all: unset;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  width: 100%;
  padding: 20px 8px;
  cursor: pointer;
  min-height: 44px;
  box-sizing: border-box;
}

.yny-faqs .pagefx-accordion-header:focus-visible {
  outline: 2px solid var(--yny-navy);
  outline-offset: 2px;
}

.yny-faqs__icon {
  width: 24px;
  height: 24px;
  position: relative;
  flex-shrink: 0;
}

.yny-faqs__icon::before,
.yny-faqs__icon::after {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  background: var(--yny-navy);
  transform: translate(-50%, -50%);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.yny-faqs__icon::before {
  width: 16px;
  height: 2px;
}

.yny-faqs__icon::after {
  width: 2px;
  height: 16px;
}

.yny-faqs .pagefx-accordion-header.active .yny-faqs__icon::after {
  transform: translate(-50%, -50%) scaleY(0);
  opacity: 0;
}

.yny-faqs .pagefx-accordion-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
  padding: 0 8px;
  margin: 0;
}

.yny-faqs .pagefx-accordion-answer.active {
  max-height: 800px;
  padding: 0 8px 20px;
}

@media (min-width: 768px) and (max-width: 1199px) {
  .yny-faqs__container {
    padding-top: 72px;
    padding-bottom: 96px;
  }
}

@media (min-width: 1200px) {
  .yny-faqs__container {
    padding-top: 96px;
    padding-bottom: 120px;
  }

  .yny-faqs__grid {
    grid-template-columns: 1fr 1fr;
    column-gap: 48px;
  }
}

/* --------------------------------------------------------------------------
   Small mobile guard (< 390px)
   -------------------------------------------------------------------------- */
@media (max-width: 389px) {

  .yny-hero__container,
  .yny-steps-nav__container,
  .yny-step-1__container,
  .yny-step-2__container,
  .yny-step-3__container,
  .yny-step-4__container,
  .yny-step-5__container,
  .yny-faqs__container {
    padding-left: 31px;
    padding-right: 31px;
  }

  .yny-step-3__item {
    grid-template-columns: 40px 1fr;
    gap: 12px;
  }

}

/* step2, steps 3*/
.credit-factors {
  background-color: #FFFAE4;
}
.credit-factors__container {
  padding: 40px 45px 60px 45px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.credit-factors__step {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 18px;
  line-height: 150%;
  letter-spacing: 0;
  color: #000000;
}
.credit-factors__heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 125%;
  letter-spacing: normal;
  color: #090909;
}
.credit-factors__description {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: normal;
  color: #090909;
}
.credit-factors__grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 18px;
}
.credit-factors__card {
  width: calc((100% - 36px) / 3);
  padding: 36px 24px;
  border-radius: 8px;
  border: 1px solid var(--stroke-25, #09090940);
  background: #FFFFFF;
  box-sizing: border-box;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 16px;
  min-height: 300px;
}
.credit-factors__number {
  font-family: SYF Season Mix SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 80px;
  line-height: 100%;
  letter-spacing: 0;
  color: #000000;
}
.credit-factors__card-title {
  font-family: SYF Season Sans Bold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 24px;
  line-height: 140%;
  color: #090909;
}
.credit-factors__card-description {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: -0.011em;
  color: #090909;
}
.credit-factors__disclaimer {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 14px;
  line-height: 150%;
  letter-spacing: normal;
  text-align: center;
  color: #090909;
  width: 100%;
}

@media screen and (max-width: 1440px) {
  .credit-factors__container {
    padding: 40px 45px 60px 45px;
  }
  .credit-factors__card {    
    max-width: 420px;
    min-width: 0;
    gap: 16px;
  }
}

@media screen and (max-width: 768px) {
  .credit-factors__container {
    padding: 40px 45px;
  }
  .credit-factors__step {
    font-size: 16px;
  }
  .credit-factors__heading {
    font-size: 36px;
    line-height: 120%;
  }
  .credit-factors__description {
    font-size: 18px;
    line-height: 145%;
  }
  .credit-factors__grid {
    flex-direction: column;
    align-items: center;
  }
  .credit-factors__card {
    width: 100%;
    max-width: 100%;
    min-width: unset;
    gap: 8px;
  }
  .credit-factors__number {
    font-size: 64px;
  }
}

@media screen and (max-width: 390px) {
  .credit-factors__container {
    padding: 24px 31px;
  }
  .credit-factors__heading {
    font-size: 28px;
  }
  .credit-factors__card {
    padding: 24px;
  }
  .credit-factors__number {
    font-size: 48px;
  }
  .credit-factors__card-title{
    font-size: 18px;
  }
}

@media screen and (min-width: 769px) and (max-width: 1199px) {
  .credit-factors__card {
    width: calc((100% - 18px) / 2);
    max-width: none;
    min-width: 0;
  }
}

.yny-step-3 {
  background: #FFFFFF;
}
.yny-step-3__container {
  padding: 40px 45px 60px 45px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  box-sizing: border-box;
}
.yny-step-3 .type-eyebrow-2 {
  margin: 0;
}
.yny-step-3 .type-eyebrow-2,
.yny-step-3__step {
  font-family: SYF Season Sans SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 18px;
  line-height: 150%;
  letter-spacing: 0;
  color: #000000;
  text-transform: none;
  margin-bottom: 0 !important;
}
.yny-step-3 h2,
.yny-step-3__heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 125%;
  letter-spacing: normal;
  color: #090909;
  margin: 0;
}
.yny-step-3 .type-body-1,
.yny-step-3__description {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: normal;
  color: #090909;
}
.yny-step-3__list {
  list-style: none;
  margin: 48px 0 0 0;
  display: grid;
  gap: 36px;
  padding: 0;
}
.yny-step-3__item {
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr);
  align-items: center;
  gap: 10px;
}
.yny-step-3__num {
  font-family: SYF Season Mix SemiBold, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 60px;
  line-height: 1;
  letter-spacing: 0;
  color: #1D5279;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  height: 100%;
  align-self: center;
}
.yny-step-3__body {
  min-width: 0;
  padding: 0 18px;
  row-gap: 8px;
  display: flex;
  flex-direction: column;
}
.yny-step-3__body h4 {
  font-family: SYF Season Sans Bold, Helvetica, sans-serif;
  font-weight: 700;
  font-size: 24px;
  line-height: 150%;
  letter-spacing: normal;
  color: #090909;
  margin: 0;
}
.yny-step-3 .yny-step-3__body .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: -0.011em;
  color: #090909;
}
.yny-step-3__body .type-body-1 a {
  color: inherit;
}

@media screen and (max-width: 1440px) {
  .yny-step-3__item {
    grid-template-columns: 50px minmax(0, 1fr);
  }
}

@media screen and (max-width: 768px) {
  .yny-step-3__container {
    padding: 40px 45px 60px 45px;
  }
  .yny-step-3 .type-eyebrow-2,
  .yny-step-3__step {
    font-size: 16px;
  }
  .yny-step-3 h2,
  .yny-step-3__heading {
    font-size: 36px;
    line-height: 120%;
  }
  .yny-step-3 .type-body-1,
  .yny-step-3__description {
    font-size: 18px;
  }
  .yny-step-3__item {
    grid-template-columns: 42px minmax(0, 1fr);
  }
  .yny-step-3__num {
    font-size: 40px;
  }
  .yny-step-3__body h4 {
    font-size: 20px;
    line-height: 140%;
  }
}

@media screen and (max-width: 390px) {
  .yny-step-3__container {
    padding: 24px 31px;
  }
  .yny-step-3 h2,
  .yny-step-3__heading {
    font-size: 28px;
    line-height: 120%;
  }
  .yny-step-3 .type-body-1,
  .yny-step-3__description {
    font-size: 16px;
  }
  .yny-step-3__list {
    margin-top: 24px;
  }
  .yny-step-3__item {
    grid-template-columns: 32px minmax(0, 1fr);
    column-gap: 8px;
  }
  .yny-step-3__num {
    font-size: 32px;
  }
  .yny-step-3__body h4 {
    font-size: 18px;
    line-height: 135%;
  }
  .yny-step-3__body p {
    font-size: 14px;
    line-height: 145%;
  }
}

/*faq */
#faq-section {
  padding: 60px 45px;
}

#faq-section .heading-1 {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 150%;
  color: #090909;
  letter-spacing: 0px;
}

#faq-section .type-subtitle-2 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  color: #090909;
  letter-spacing: 0px;
}

#faq-section .type-subtitle-3 {
  font-family: SYF Season Sans Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 16px;
  line-height: 150%;
  color: #090909;
  letter-spacing: 0px;
}

#faq-section .answer {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  color: #090909;
  letter-spacing: 0px;
}

#faq-section .flex,
#faq-section .accordions {
  gap: 16px;
}

#faq-section .type-subtitle-2.font-regular.mb-16 {
  margin-bottom: 32px !important;
}

#faq-section details summary {
  padding: 12px 16px;
}

@media (min-width:390px) and (max-width:768px) {
  #faq-section {
    padding: 48px 45px 60px;
  }

  #faq-section .heading-1 {
    font-size: 36px;
    line-height: 150%;
  }

  #faq-section .type-subtitle-2 {
    font-size: 18px;
  }
}

@media (max-width:389px) {
  #faq-section {
    padding: 24px 31px 40px;
  }

  #faq-section .heading-1 {
    font-size: 36px;
    line-height: 150%;
  }

  #faq-section .type-subtitle-2 {
    font-size: 18px;
  }
}

.yny-cta__actions .button-white {
  width: 360px !important;
  height: 52px;
  border: none;
  background: #fff;
  color: #090909;
  border-radius: 9999px;
  padding: 16px 24px !important;
  transition: all 200ms ease-in-out, color 150ms ease-in-out;
  text-decoration: none;
  cursor: pointer;
  font-weight: 700;
  font-family: SYF Season Sans Bold, Helvetica, sans-serif;
  font-size: 18px;
  line-height: 24px;
  letter-spacing: 0%;
  text-align: center;
  box-sizing: border-box;
}

.yny-cta__actions .button-white:hover {
  background-color: #FFE779;
  border-color: #090909;
  color: #090909;
}

.yny-cta__actions .button-white:focus-visible {
  background-color: #FAF9F6 !important;
  border-color: #090909 !important;
  color: #090909 !important;
  box-shadow: 0 0 0 1px #FAF9F6, 0 0 0 4px #090909 !important;
  outline: none !important;
}


.yny-cta__card #cta-heading {
  font-family: SYF Season Mix Medium, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 48px;
  line-height: 125%;
  letter-spacing: 0px;
  text-align: center;
  color: #090909;

}

.yny-cta__card .type-body-1 {
  font-family: SYF Season Sans Regular, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 20px;
  line-height: 150%;
  letter-spacing: 0px;
  text-align: center;
}

.yny-cta__card .type-body-2 {
  font-family: SYF Season Sans Italic, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 16px;
  line-height: 150%;
  letter-spacing: 0px;
  text-align: center;
  color: #090909;
}

.mt-16 {
  margin-top: 16px !important;
}
.mt-18{
  margin-top: 18px !important;
}
.mt-32 {
  margin-top: 32px !important;
}

.text-center {
  text-align: center;
}

@media screen and (max-width: 768px) {
  .yny-cta__actions .button-white {
    width: 100% !important;
  }
}
section{
  max-width:1440px;
  margin: 0 auto;
}
.mt-8{
  margin-top: 8px;
}
h1, h2,h3,h4,h5,h6,p {
  margin: 0;
  }

@media (max-width:390px){
.yny-cta__card {
    padding: 24px 18px;
  }
}

@media (min-width: 391px) and (max-width: 768px) {
    .yny-cta__card {
        padding: 40px 18px;
    }
}